Speak to our specialist financial advisor about the benefits of this fantastic health insurance cover
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These are some of the many rewards you can experience from joining Pru health
Reduced premiums
If you do not make a claim then you are automatically rewarded with a 25% "no-claims" discount based on the current year's premium to go towards next year.
Example:
YEAR 1:
Monthly base premium £57.98
25% no claims discount £14.50
Monthly premium after discount £43.49
If you also take part in the Vitality programme then this discount can be increased to 50%, 75% and even 100%, depending on your Vitality status.
YEAR 2:
Based on premium of £64.36 after inflation
| Vitality Status | Bronze (25% | Silver (50%) | Gold (75%) | Platinum (100%) |
| No claims bonus | £14.50 | £28.99 | £43.49 | £57.98 |
| Premium after discount | £49.86 | £35.37 | £20.87 | £6.38 |
Premiums can therefore be reduced by 100% so you only pay the inflation
This is a policy used for illustration purposes only.
Reduced (or free) gym membership
"By taking part in regular exercise, it is likely that you are going to live longer and make fewer claims so we think it is only fair that we help you pay less for your gym membership" Pruhealth Vitality Insurance Programme
As a pruhealth member you will have access to 224 gyms around the country. The price of the gym membership depends on which gym you choose and your Vitality status.
LINKS
Gym prices - how much can I save with my Vitality points?
Gym locator - where is my closest gym?
How do I get Vitality points?
Discounted rates at Champneys, Cineworld and Eurostar
Hundreds of pounds of discounts can be obtained through Pru health partners.
Example:
Champneys Standard Single per person per night
| Retail Price | Bronze Member | Platinum Member |
| £219 | £80 | £40 |
There is a lot more information within our full report that you can download here as a PDF.